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It is boring to point out that having more money affords you better to acquire you more clothes, more housing and more cars. But the richest families actually spend less or food, clothes, housing and ears than the poorest families as a share of their income. The real difference between the rich and the poor is the rich spend a larger share of their much larger income on insurance, education and when you drill into the housing component, mortgages, all of which are direly related to building wealth, preserving wealth and passing it done in the form of inheritance of direct investments in the lives of their children.
Working on implementing these guidelines and in no time, you will have set good monetary reserve for yourself and will be in a position to use this to achieve your financial goals.