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Most people do not persist long enough to succeed. Successful people will tell you that the major reason for their success was that they refused to quit. They refused to give up when the going got tough. They persisted over and over again, year after year, even in the face of complete bankruptcy and financial ruin. They never stopped.
It is amazing how many people give up and quit working just a few steps away from the key turning point in their lives after which they would have been a big success. Persistence and determination are the ultimate guarantors that you will achieve all your financial goals.