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I find this truly sad. Why would you get out of bed, leave your family, spend most of y9ur waking hours taking care of business for someone else and not working at least one hour a day for y9orslef? The answer is you should not. And starting today, I hope you would not.
What I have just described should really get you thinking. It might even get you mad. You might be thinking right now, you know, this is crazy. I really should be wrong more hours for me. Why would not I work an hour a day for me? Why would not I work an hour and a half for me? Why not two hours a day for me?
The problem with most financial planning and financial education is that it focuses on numbers and not on people’s lives. Instead of thinking just about percentage of income, think about hours of your life. How many hours were you planning on working for yourself this year, instead of for your employer, the government, the credit card companies, the bank and everyone else who wants a piece of what you earn? How many hours of this week do you think your future is worth? What about today? How many hours do you want to spend today working for your future?
It seems to me that an hour a day is really not so much to ask in return for a bright future. If you are not saving that much of your income right now, you are working too much for others and not enough for yourself. You deserve better.